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If you switch to a Reward+ card, you'll be charged an annual fee. This will be requested in your monthly statement the month after you switch and will be for your current anniversary year. We will then charge you an annual fee each following year at the start of your anniversary date. This may be less than twelve months from when you switch.
If you've previously switched from the Reward+ card in your current anniversary year, and have received a refund of your annual fee, you'll need to pay this back if you switch back to Reward+. We'll never charge you more than the cost of the annual fee for the year.
You're not entitled to an annual fee refund if you've used the Reward+ card after the date you switched.
If you've not used the Reward+ card in the year after the date you switched, you're entitled to an annual fee refund.