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If you haven’t already, download the Virgin Money Credit Card app. You'll need a Virgin Money or Virgin Atlantic credit card too.
Once you've got the app set up, sign in to and go to the 'Payments' section. If you're eligible you'll have the option to create an instalment plan to spread your payments for something you've already bought on your card, in the last 30 days as long as the value is over £250.
If you have the option to create an instalment plan but you have not made the purchase you want to add to the plan yet, make your purchase as normal then wait for this to no longer be 'pending' on your account. Then you can add this onto an instalment plan. This can take up to 3 days.
Before setting up an instalment plan, please ensure you have at least 5% of your credit limit available. This will be needed to cover the monthly instalment fee.
The app will step you through how to set up an instalment plan.